Tough Financial Times

People can face tough financial times for any number of reasons. Below are seventeen practical guides that will assist you in getting through tough financial times. The guides address family finances, stress experienced, getting help, and helping children understand the changes.

Getting Help

• Community Agencies That Can Help
• Looking for a Job

Financial Decisions With Less

• Keeping a Roof Overhead
• Bartering
• Meeting Your Insurance Needs
• Deciding Which Bills to Pay First

Dealing With the Stress

• Communicating Under Pressure
• Controlling Stress
• Identifying Sources of Support and Friendship

Figuring Out How to Do With Less

• Stretching Your Food Dollar
• Setting Spending Priorities
• Strategies for Spending Less
• Talking With Creditors
• Making the Most of What You Have

Children and Tough Times

• How You Can Help Mom or Dad
• Deciding if Teens Should Work
• Helping Children Cope