Financial Educator Certificate Program
The University of Minnesota online Financial Educator Certificate program (FEC) equips community-based professionals with knowledge and skills to work with people to manage financial resources, build financial assets, and improve financial health and well-being.
The 10-module program covers core financial concepts of earning, spending, saving, borrowing, and protecting. The program is also focused on financial behavior theory, financial education delivery methods, ethics, and program evaluation.
- Module 1: Influences on Money
- Module 2: Financial Planning Process
- Module 3: Understanding Credit
- Module 4: Managing Debt
- Module 5: Savings and Asset Development
- Module 6: Investing
- Module 7: Asset Preservation and Protection
- Module 8: Delivery Methods for Effective Financial Education
- Module 9: Evaluation
- Module 10: Financial Portfolio
The FEC modules are facilitated by extension instructors.
Berni Johnson-Clark shares need for Financial Educator Certificate
Core Competencies for Financial Educators
The online Financial Educator Certificate program is designed to fulfill the following core competencies for financial educators:
As outlined by the Department of Treasury in the Federal Register on August 26, 2010
- Analyze financial situations
- Net worth, cash flow, ratio
- Set goals
- Create spending and saving plans
- Build and repair credit
- Manage debt
- Access tax credits
- Build wealth
- Apply financial educational theories
- Choose appropriate financial education delivery methods for intended outcomes
- Comprehend key principles in financial education program evaluation
- Demonstrate ethical principles in financial education
Participation in the FEC Program
This research project has developed into an online courses offered by U of M Extension. For details and requirements, visit the Extension's Financial Educator certificate course.